Calculators Calculators are not guarantees of credit Auto Calculator—How Much Car Can I Afford? Money you’ve saved for a down payment: $ Trade-in value of your current vehicle: $ Click here to look up your vehicle value. Dealer rebates: $ How soon would you like to pay off your new vehicle? 84 months 72 months 60 months 48 months 36 months 24 months Desired payment amount: $ Interest rate you qualify for: % Sales tax: % Your Results With a monthly payment of $ for months, you’ll be able to afford a vehicle that costs $. Cost of Vehicle: $ Down payment, rebates & trade-in: $ Tax: $ Total loan amount: $ Budgeting Calculator Monthly Savings Standard Savings/Emergency Fund: $ Investments: $ Retirement: $ Monthly Expenses Mortgage or rent payment: $ Auto loan payment: $ Credit card payment: $ Food (groceries and dining out): $ Water/sewer/trash: $ TV (cable, satellite, etc): $ Home phone/cell phone: $ Electric: $ Gas: $ Health (insurance, dr. visits, medication): $ Transportation (gas, parking, tune-ups): $ Insurance (car/home/life): $ Childcare: $ Clothing: $ Charitable contributions: $ Miscellaneous expenses: $ Income Breadwinner 1: $ Breadwinner 2: $ Additional income: $ Your Results Total Monthly Savings: $ Total Monthly Expenses: $ Total Monthly Income: $ Under/Over Budget: $ Auto Calculator—Payment Estimate Total vehicle purchase price: $ Term of loan: 12 months 24 months 36 months 48 months 60 months 72 months 84 months Down payment: $ Interest rate of loan: % Fees: $ Sales tax: % Trade-in allowance: $ Amount owed on trade: $ Your Results Your monthly payment is $. College Savings Calculator How much do you expect to need for college? $ Years until college Current savings $ Average deposit $ How often are you contributing to your savings? Weekly Biweekly Monthly Yearly Interest rate on savings account % Your Results You will have saved enough for college in years. To afford college in years, you will need to save $ or supplement college savings with loans, grants, scholarships or money earned while attending college. Debt Consolidation Calculator Current Situation Balance % Rate Payment Credit cards: $ % $ Auto loans: $ % $ Other loans: $ % $ Use credit card minimum payments Consolidated Loan Loan Balance: $ Consolidate all current balances Rate: % Payment: $ Your Results Current Monthly Payments: $ Total Payments (With No Consolidation): $ Monthly Payment with Consolidation Loan: $ Total Payments with Consolidation Loan: $ Your Monthly Savings: $ Your Total (Interest) Savings: $ Saving for a Goal Desired Items Cost Remove Add Item Total desired items cost: $ How much do you currently have saved? $ Other Income (monetary gifts) $ How much are you depositing? $ How often are you contributing to your savings? Weekly Biweekly Monthly Yearly Your Results Total Cost of Desired Items: $ With a deposit of $, you’ll have saved enough money in months ( deposits).