Stream rewards right into your checking account
Your new favorite song? Earning cash back on the streaming platforms you love, obviously.
Benefits You'll Love
- Savings on your favorite streaming services
- Refunds on ATM fees nationwide
- Free Mastercard® debit card
- No monthly maintenance fees
- Free checking that pays you to listen to your favorite song
- Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month†
- Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account†
- Refunds on ATM withdrawal fees, nationwide (up to $30 monthly)†
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking and bill pay
- Free mobile banking
- Free eStatements
- Free Mastercard® debit card
- Free telephone banking
- $25 minimum deposit to open
It’s easy to earn your rewards.
To earn your rewards, just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Enroll and log into online banking
And if you don’t meet these qualifications, don’t worry. Your account is still free. And you can get right back to earning your rewards the very next cycle that you qualify!
†Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20.00 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases made with your My Community Kasasa Tunes debit card that post and settle to your account during the first 30 calendar days after your account is open. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus. When Kasasa Tunes qualifications are met during a Monthly Qualifying Cycle, you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com, or Google Play purchases. In order to be refunded, iTunes, Amazon.com, or Google Play purchases must be made with your My Community Kasasa Tunes debit card and must post and settle to your account no more than 1 day prior to the Monthly Qualification Cycle in which you qualified ends. iTunes is a registered trademark of Apple Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google Inc., Apple Inc., Amazon.com and Google Inc. are not participants in or sponsors of this program. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, payment transactions and purchases made with debit cards not issued by My Community CU. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log- ons and other requirements apply. Monthly Direct Deposit/ACH credit, enrollment in electronic services, and log-ons are a condition of these accounts and required to meet all of the account's qualifications. Limit 1 account(s) per individual taxpayer identification number. All rewards, cash back, and ATM reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. A minimum opening deposit of $25 is required for Kasasa Cash, Kasasa Cash Back, and Kasasa Tunes accounts. A minimum of $5 deposit is required to open a Kasasa Saver account. There are no recurring monthly service charges or fees to open or close this account. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes, and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A. *APY = Annual Percentage Yield APYs accurate as of: 11/01/2023. Rates and rewards are variable and
may change after account is opened.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto & Motorcycle Loans
| Loan Type | 36 Month APR | 60 Month APR | 72 Month APR |
|---|---|---|---|
| New (2024 - 2023) | 4.99% | 5.49% | 5.74% |
| Used (2024 - 2020) | 5.24% | 5.74% | 5.99% |
| Used (2019 - 2018) | 5.79% | 6.04% | 7.24% |
| Used (2017 and older) | 6.84% | 7.64% | N/A |
Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.
For motorcycles, add 1.00% to the base auto loan rate.
Payment Example: New auto loan of $20,000 for 60 months at 5.24% APR will have a monthly payment of $380.
Payment Example: New auto loan of $30,000 for 72 months at 5.49% APR will have a monthly payment of $490
Cash Secured Loans
| Loan Type | APR |
|---|---|
| Savings Secured Loan | 3.30% above pledged shares |
| Certificate (CD) Secured Loan | 2.30% above pledged certificate |
CD/Share Certificates
| Term | Minimum Balance | Dividend Rate | APY |
|---|---|---|---|
| 6 Month 12 Month 15 Month 18 Month 24 Month 36 Month 48 Month 60 Month |
$1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 |
3.93% 3.93% 3.93% 3.93% 3.78% 3.45% 3.20% 2.96% |
4.00% 4.00% 4.00% 4.00% 3.85% 3.50% 3.25% 3.00% |
| Jumbo Certificates 6 Month 12 Month 15 Month 18 Month 24 Month 36 Month 48 Month 60 Month |
$75,000.00 $75,000.00 $75,000.00 $75,000.00 $75,000.00 $75,000.00 $75,000.00 $75,000.00 |
4.02% 4.02% 4.02% 4.02% 3.88% 3.54% 3.30% 3.06% |
4.10% 4.10% 4.10% 4.10% 3.95% 3.60% 3.35% 3.10% |
| Youth Account Certificates 6 Month 12 Month 24 Month |
$500.00 $500.00 $500.00 |
3.93% 3.93% 3.78% |
4.00% 4.00% 3.85% |
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.
After your certificate is opened, the dividend rate is fixed for the term.
Certificates may have a penalty imposed for early withdrawal.
Credit Cards
| Loan Type | APR |
|---|---|
| MasterCard Rewards Card $25 Annual Fee, 25 Day Grace Period |
As low as 16.24% |
| MasterCard Platinum Card No Annual Fee, 25 Day Grace Period |
As low as 13.25% |
| Cash Secured Card No Annual Fee, 25 Day Grace Period |
As low as 13.75% |
Deposit Accounts
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn | Dividend Rate | APY |
|---|---|---|---|---|
| Prime Checking $1,000.00 |
$25.00 |
$1000.00 |
0.20% |
0.20% |
Home Loans
Please contact Ladana Inkman for an interest rate quote: 469-774-2020 or email: [email protected]
IRA Certificates
| Term | Minimum Balance | Dividend Rate | APY |
|---|---|---|---|
| 6 Month 12 Month 24 Month 36 Month 48 Month 60 Month |
$1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 |
3.93% 3.93% 3.78% 3.45% 3.20% 2.96% |
4.00% 4.00% 3.85% 3.50% 3.25% 3.00% |
| Jumbo Certificates 6 Month 12 Month 24 Month 36 Month 48 Month 60 Month |
$75,000.00 $75,000.00 $75,000.00 $75,000.00 $75,000.00 $75,000.00 |
4.02% 4.02% 3.88% 3.54% 3.30% 3.06% |
4.10% 4.10% 3.95% 3.60% 3.35% 3.10% |
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.
After your certificate is opened, the dividend rate is fixed for the term.
Certificates may have a penalty imposed for early withdrawal.
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| $5 - $25,000 | 4.89% | 5.00% |
| $25,000+ | 0.76% | 5.00% to 0.76% |
| All balances if qualifications not met | 0.06% | 0.06% |
Minimum deposit of $25.00 required to open Kasasa Cash account.
Qualifications
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Enroll and log into online banking
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| $5 - $25,000 | 0.85% | 0.85% |
| $25,000+ | 0.75% | 0.85% to 0.75% |
| All balances if qualifications not met | 0.06% | 0.06% |
Qualifications
To earn your rewards, just do the following transactions and activities in your Kasasa account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Enroll and log into online banking
Personal Loans
| Loan Type | APR |
|---|---|
| Unsecured Loans | As low as 12.49% |
Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.
Recreational Vehicles
| Loan Type | 36 Month APR | 60 Month APR | 72 Month APR |
|---|---|---|---|
| New (2024 - 2023) | 8.50% | 9.00% | 10.00% |
| Used (2024 and older) | 10.00% | 10.45% | 10.75% |
Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.
Savings Accounts
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn | Dividend Rate | APY |
|---|---|---|---|---|
| Savings Account $5.00-24,999.99 $25,000 & over |
$5.00 $5.00 |
$5.00 $5.00 |
0.10% 0.10% |
0.10% 0.10% |
| Christmas Club $5.00-24,999.99 $25,000 & over |
$5.00 $5.00 |
- - |
0.50% 0.50% |
0.50% 0.50% |
| IRA Savings $5.00-24,999.99 $25,000 & over |
- - |
- - |
0.10% 0.10% |
0.10% 0.10% |
| Money Market $2,500-24,999.99 $25,000 & over |
$2,500.00 $2,500.00 |
$2,500.00 $25,000.00 |
0.15% 0.20% |
0.15% 0.20% |
Dividends will be compounded and will be credited monthly. Average Daily Balance.